Onboard vendors.
Not paperwork.
Cleo Pay's compliance-first onboarding collects W-9 data, verifies identity, and connects bank accounts in a single guided flow. Vendors are payment-ready in under two minutes.
W-9 collection built in
Legal name, tax ID, address, and digital signature are collected during signup, not after.
Bank connection via Plaid
Vendors link their bank account through Plaid's secure OAuth flow during onboarding.
B2B invitation system
Send an email invite. The vendor accepts, completes onboarding, and your connection is live.
How it works
From invite to payment-ready
Send a vendor an invitation via email, shareable link, or QR code.
The vendor completes identity verification, W-9 details, and bank connection.
The connection is live. You can send payments and the vendor can submit invoices.
Every vendor arrives 1099-ready.
Cleo Pay collects tax classification, legal name, EIN or SSN, and a digital signature before a vendor can receive their first payment. No follow-up emails. No missing forms.
Start onboarding vendors- Individual or Business entity selection with dynamic form fields
- SSN (individuals) or EIN + tax classification (businesses)
- Google Places autocomplete for verified addresses
- Typed or drawn digital signature for W-9 consent
Why it matters
Under 2 minutes
The entire onboarding flow completes in less than two minutes on any device.
Always compliant
W-9 data is locked in at signup so you never chase a vendor for tax info at year-end.
Works with any bank
Plaid connects to thousands of US banks and credit unions for instant verification.
Stop chasing vendors for paperwork.
One flow collects everything you need. Automatically.
Get started free