---
title: "How to schedule a payment"
description: "When you pay a bill from your linked bank, turn on Schedule for Later and pick a date. You can pick any day from tomorrow up to 90 days ahead, and the payment goes out at 9:00 AM ET that day."
url: https://cleo-pay.com/help/schedule-a-payment
category: "Paying vendors"
audience: [business]
updated: 2026-10-22
support: support@cleo-pay.com
---

# How to schedule a payment

> When you pay a bill from your linked bank, turn on Schedule for Later and pick a date. You can pick any day from tomorrow up to 90 days ahead, and the payment goes out at 9:00 AM ET that day.

To schedule a payment, pay the bill from your linked bank and turn on **Schedule for Later**, then pick a date. You can pick any day from tomorrow up to 90 days ahead. The payment goes out at 9:00 AM ET on that day, and the normal arrival time starts from then.

## How to schedule

1. Click **Pay** in the sidebar, find the bill and click **Pay**.
2. Under **Bank Account**, pick your linked bank. The schedule option doesn't appear for your Cleo Pay balance.
3. Turn on **Schedule for Later**.
4. Under **Payment Date**, pick a day.
5. Click **Pay**.

You'll see "Payment scheduled", and the bill's status changes to Payment Scheduled.

## What to know

| Rule | Detail |
|---|---|
| Earliest date | Tomorrow |
| Latest date | 90 days from today |
| Time it goes out | 9:00 AM ET on the date you pick |
| Where the money comes from | Your linked bank only |

The date you pick is when the payment starts, not when it arrives. From your linked bank, the vendor gets the money 2 to 3 business days after that. See [How long do Cleo Pay payments take?](https://cleo-pay.com/help/how-long-do-payments-take)

You can't schedule:

- A payment from your Cleo Pay balance. Balance payments go out right away.
- A held payment, where the vendor hasn't accepted your invitation or added a bank yet.
- A bulk payment. Schedule each bill on its own.

## See your scheduled payments

In **Pay**, filter the list by the Payment Scheduled status. Open a bill to see its date.

## Change the date

1. Open the bill and click **Edit Scheduled Date**.
2. Pick a new day under **New Payment Date**.
3. Click **Save Changes**.

## Cancel a scheduled payment

Open the bill and click **Cancel Scheduled Payment**, then **Yes, cancel payment**. Nothing is taken from your bank, and the bill goes back to Awaiting Payment. See [How to cancel a payment](https://cleo-pay.com/help/cancel-a-payment).

## If a scheduled payment doesn't go out

The payment is taken from your bank on the day. If your bank needs to be reconnected by then, the payment is marked failed with "Bank account requires re-authentication". Reconnect it and pay the bill again. See [How to reconnect your bank account](https://cleo-pay.com/help/reconnect-your-bank-account).

If a scheduled payment failed for another reason, email support@cleo-pay.com with the vendor name, the amount and the date it was scheduled for.