Autonomous Hospitality.
We’re building the autonomous back office for the people who run restaurants, bars, venues, and clubs.
It used to be enough.
- Have great food.
- Or a great show.
- Sell out tickets.
- Be packed.
- Be profitable.
That’s not the world we run in anymore.
Four things changed at once.
Tighter than they have ever been.
The same plate that paid the rent five years ago barely covers the food cost today.
Sales are down across the board.
The drink-and-stay culture that used to subsidize the kitchen has cooled, and your margin went with it.
Have never been higher.
Everyone wants more. The product, the people, the lease. None of it is going back down.
Hundreds of options, one tap away.
Every guest has fifty alternatives in their pocket. The moment you give them a reason to look elsewhere, they will.
In a world this tight, you need every advantage you can get.
You didn’t get into this business to manage payroll, track COGS, issue payments, chase cashflow.
You did this to create moments, spaces, experiences.
And yet, in this market, it has never mattered more to know exactly where the money is, where it’s going, and what it’s doing for you. The two truths sit on top of each other, and most operators we talk to are crushed underneath them.
We give you back the time.
Cleo is an autonomous back office for hospitality. We replace the clerks, the spreadsheets, and the stack of late-night admin work with agents that run twenty-four hours a day. You stay focused on the part of the business only you can do.

Hospitality on the floor.
Fintech and AI in the back.
Hospitality and entertainment expertise and relationships, merged with fintech and agentic prowess.



Cleo Pay.
Every invoice, every vendor, every payment, handled. Cleo Pay ingests, codes, schedules, and pays. The AP clerk seat goes away.
- Scanning document
- Matching vendor
- Categorizing line items
- Checking policy
- ApprovedUnder $5k policy
- ScheduledJun 12
- CategorizedCOGS · Seafood
- Posted to QuickBooksSynced
- Payment pendingOn terms
Zero human touches. Every invoice. Every day.
Vendors paid. Teams spending.
Onboarded in seconds. Paid instantly.
Vendors connect a bank account from their phone and finish in seconds. No portals, no chasing W-9s. Payments land the moment Cleo releases them.
Teams spending, under control.
Every team member gets an instant virtual card with their own limits and category controls. Add to Apple Wallet in seconds. Off-board with one click.
One platform. Every payment surface.
Cleo Pay is already shipping. The platform that started with AP automation now covers the full payment perimeter for hospitality operators.
Hospitality-native. End-to-end. Autonomous.
Nothing else is all three.
Operators today stitch together a POS, a ledger, an AP tool, a corporate card platform, a food-cost tracker, and a payroll seat. Each piece is horizontal, partial, or both. Cleo collapses the whole stack into a single platform built from the ground up for the people running these businesses.

The horizontal SMB ledger most restaurants already use, with real AP and approval workflows paywalled behind the $275/mo Advanced tier.
Built for the accounting-firm channel since 2006, with a UI that shows its age and a hospitality page that lists zero hospitality features.

Tech-startup spend management with a $25K qualifying balance, daily auto-debit terms, and zero food costing or purveyor logic.

A POS first. Bill Pay is a pilot layer on top of xtraCHEF on top of the POS contract, and contractor 1099s never get filed.

Food-cost software with bill pay bolted on. Still needs a separate GL underneath, with no cards, no contractor pay, and no treasury layer.
Hospitality-native, end-to-end, autonomous. AP, cards, payroll, and reconciliation handled by agents on a single platform built for operators.






Live since June 2025.
Growing fast among top hospitality and event groups.
One agent at a time, the back office disappears.
In hospitality, distribution is the product. We built the wedge that compounds it.
AI is collapsing the cost of building software. What it cannot collapse is trust. Hospitality runs on relationships, on the chef who vouches for the linen guy, on the GM who texts another GM about a payment platform that actually works. Cleo was designed around this fact. Every business we sign brings their vendor network with them, and every vendor we touch becomes a warm introduction to the next operator.
- 1Boots on the groundA founding team that already lives inside the venues, bars, and back-of-house circles we sell into.
- 2First business onboardsOne restaurant or venue moves their AP onto Cleo and connects their books.
- 3150+ vendors activatedEvery supplier on that list receives a Cleo invoice and a Cleo payment, no signup friction.
- 4Vendors carry Cleo forwardSuppliers introduce Cleo to their other hospitality customers, often unprompted.
- 5Loop closes, density compoundsEach new business arrives pre-warmed by vendors and peers already on the network.
The product is the wedge. The network is the moat.